[PLUG-TALK] Any decent banks without third party trackers?

Rigel Hope gnu at rigelhope.org
Sat Jan 20 19:42:10 PST 2018


i don't think you're going to find a bank that doesnt use any trackers of
some kind.
I think you can mitigate things, while also registering your
dissatisfaction (via phone/email, etc). I use ghostery (
https://www.ghostery.com/) and policy-control (
https://github.com/schomery/policy-control/) to get fine-grain control over
JS loaded in firefox, and i'm sure there's similar plugins available for
chromium/chrome (less sure of other browsers)

I left a credit union i had a 15-year history with several years back
because of the combination of nickel-and-diming me with fees and their
increasing pushing of their available discounts on Intuit's TurboTax,
because of Intuit's lobbying history (
https://www.propublica.org/article/filing-taxes-could-be-free-simple-hr-block-intuit-lobbying-against-it
among others) but ive found that most banks push this to some degree or
another.

it seems pretty unlikely to me that you'll find, in the wild, a webmaster
of any high profile or commercial site that's willing to forego google's
analytics plugin. a lot of this stuff is just What You're Expected To Do as
a webmaster/webdev, unless you're specifically instructed otherwise, like
Noone Ever Got Fired By Buying IBM in eras past.

On Sat, Jan 20, 2018 at 4:41 PM, Tomas Kuchta <tomas.kuchta.lists at gmail.com>
wrote:

> There are a few aspect I am trying to address by moving bank.
>
> I am not trying to hide myself from First Tech, obviously. I just do not
> want to have my financial data exposed to someone else the bank picks.
>
> I also want to vote with my wallet against this despicable behavior. I
> asked the bank to stop and disable the tracking on my account. They will
> not do that, of course. So, I will move the bank, thus provide meaningful
> feedback by my action.
>
> The third parties collect and analyse my mouse moves, what I type into
> what field, generally what I do when I pay bills, transfer funds, download
> tax forms etc.
>
> Over a few months they will have pretty good idea what my financial
> life/power is like. Changes in employment, retirement, kids moving, me
> moving, taking holidays, being sick, depressed, ... - all this leave pretty
> recognizable patterns in our financial lifes.
>
> Wiping out cookies, cache, etc. will not do any good as they get unique
> identifier from the bank. All that is needed to identify me is to one day
> Google something up from the same IP address. Or write about this on PLUG.
>
> So, if I can find decent bank without similar trackers, that will be
> great. If not, I will move the accounts and investments anyway and
> diversify.
>
> I refuse to behave like millions harmed by Wells Fargo or US Bank and
> continue to bank with them, do nothing.
>
> So, please try to understand my quest to find a decent bank who just does
> banking and keeps their mouth shut about their customer's business.
>
> Tomas
>
> On Jan 20, 2018 3:07 PM, "Denis Heidtmann" <denis.heidtmann at gmail.com>
> wrote:
>
> Due to my complete lack of understanding how browsers and tracking works,
> I wonder:  how is it possible to log onto a bank's site and not have your
> activity there being kept track of?  Or are you just insuring that your
> browser has no record of it?  And Tomas, what identification information do
> you believe is sent along with the banking activity?  What legal limits are
> there on the type of identification information that the bank can provide
> to others?  And how did you become aware of the 3 trackers?
>
> Thanks,
> -Denis
>
> On Sat, Jan 20, 2018 at 1:41 PM, Paul Heinlein <heinlein at madboa.com>
> wrote:
>
>> On Sat, 20 Jan 2018, Tomas Kuchta wrote:
>>
>> Can anyone recommend decent bank operating in PDX and does not use third
>>> party trackers inside logged-in web banking session? I am asking here,
>>> because anybody else I asked around responded - what's tracker; no way
>>> banks could do that; ...
>>>
>>> I am currently with First Tech and they recently started to use 3
>>> trackers sending any banking activity to Google, Ensighteen and New Relic.
>>>
>>> Bank of America is also sending logged-in banking activity to Google and
>>> someone else ...
>>>
>>
>> In the grand PLUG tradition, I'll answer a question you didn't ask: How
>> to I minimize exposure of commercial web activity?
>>
>> My answer is that all such activity gets done in a Chrome "incognito"
>> window. I close all other Chrome windows, open an incognito window,
>> transact my business, and then close Chrome. In true fact, I reserve Chrome
>> exclusively for this sort of work, using Firefox and Safari for day-to-day
>> browsing.
>>
>> Again, that doesn't answer your question -- but it was easier for me to
>> arrange browser usage than it would be to change financial institutions.
>>
>> --
>> Paul Heinlein
>> heinlein at madboa.com
>> 45°38' N, 122°6' W
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>>
>>
>
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